29 December, 2022 | 3 min read

Life Plan Communities or Rental Communities: Which is Best for You?

Life within a senior living community can provide comfort, connection and peace of mind. Many senior adults and their families are not aware of the options available to them when they begin their search for the perfect environment. We will break down the differences between the two options below: 

  • Life Plan Communities, also known as Continuing Care Retirement Communities (CCRCs)   
  • Monthly Rental Senior Living Communities 

Eskaton understands that each individual has a unique set of needs and we are passionate about creating opportunities for each person to live the life best suited for them. With Life Plan and monthly communities available, residents continue enjoying fulfilled lives in environments that complement them.  

Characteristics of Life Plan Communities 

A Life Plan Community provides access to different levels of care within the same community and provides an easy transition for those whose needs may change over time. Life Plan Communities typically offer access to assisted living, memory care and skilled nursing, right within the same community. 

With the uncertainty that health issues and aging can create, residents and their families don’t have to worry about finding a new community and can rest assured that their loved ones will receive exceptional care throughout the different stages in life. 

Characteristics of Monthly Rental Communities 

Rental communities may offer independent living, assisted living, memory care and skilled nursing but often as stand-alone services that can require a move if the resident’s needs change.  

A couple who moves into an independent living community may find their options limited if one partner develops a chronic condition or mobility difficulties. If assisted living is needed, this might require the couple to uproot their lives and search for a community that provides for both of their needs. In some cases, one individual may have to live in a separate community to receive specialized care. 

Download our helpful complimentary resource, Choosing the Right Senior Living Community.


Life Plan Versus Rental Communities: When to Make the Move 

Regardless of whether you choose a Life Plan or rental community, finding the right time to move can cause stress for senior adults and their loved ones. 

Many residents offer the same piece of advice — don't wait.  

While some senior adults may not feel like it is time to make the transition just yet, the sooner you make the decision the easier the transition will be. And, the sooner you can enjoy a maintenance-free lifestyle while enjoying the programs and amenities the community has to offer. So why wait? 

Finding the right community is important and understanding the different types of communities will aid you on this journey.  

Taking the time today to consider which type of senior living community – either a Life Plan or rental – can go a long way in ensuring a future that you’ve designed. 

Life at Eskaton Communities 

We believe in the magic and purpose within each of our residents and see each day as an opportunity to enhance their lives. In fact, Eskaton is defined as “the dawning of a new day.” We’ve been proudly serving the Sacramento region and Northern California for over 50 years and look forward to many more. 

The Eskaton Difference starts with our life-enriching programs and collaborative partnerships. With a national reputation for innovation, we focus on creating communities that provide our residents with everything they need for purposeful and passionate living.  

We invite you to visit one of our award-winning communities to witness the magic yourself and learn about some of the amenities we offer, including: 

  • Private residences 
  • Delicious and nutritious meals 
  • Social opportunities to meet and make new friends 
  • Creative activities and therapies 
  • Fitness centers and exercise classes 
  • Housekeeping services 
  • Transportation services 
  • 24-hour staffing 
  • Pet-friendly 
  • Free Wi-Fi 
  • And much, much more! 

If you’re considering whether senior living could be the best choice for you or a loved one, we’re here to answer any questions that you may have. We also invite you to download some helpful complimentary information, Choosing the Right Senior Living Community. To schedule a personalized tour, call us at 1-866-ESKATON (or 1-866-375-2866) or visit eskaton.org

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